Crossover Savings Account

The Crossover Savings Account is a high yielding savings account that opens life’s important doors.

At Housing Finance we realize that everyone has dreams. Something we all want to achieve in the future. Whatever it is, chances are you will need to save money in order to achieve these dreams. The Crossover Savings Account is designed to help you do that better.
This account makes it ideal for long term savings projects, such as for home ownership or any other dreams you have in mind.
Start making your dream a reality!

Account Features;

• Account opening balance
• Minimum account operating balance of Kshs 5,000.00
• Withdrawals once a quarter.
• Points system with accumulations earned on every savings/deposit made into to the account.

Account Benefits

• Attractive tiered interest rates of up to 7%.
• No ledger fees / Charges on the account
• Easy pre-qualification when applying for a mortgage loan or a cash cover facility.
• Access to 100% mortgage financing depending on the loan amount
• Up to 2% mortgage interest discount when applying for a mortgage loan*
• Up to 25% discount on commitment fees*
• Redemption of points through fabulous branded items and household appliances.

To enjoy the benefits set out in the account, you are required to have saved in the account for a minimum period of 1 year.

Account Opening Requirements

• 1 passport size photo
• Copy of identity card
• A letter of introduction from an existing account holder, your employer or your bank.
• Confirmation of physical address through a utility bill, bank statement or by an account introducer.

Loyalty Guide

The Crossover Loyalty Programme is a programme that gives back great value to all Housing Finance customers for opening and operating a Crossover Savings Account.

As a Crossover Savings Account customer, you earn points on every new balance you deposit into your Crossover Savings Account. Redeeming your points will be done once a year at any Housing Finance branch.

For customers who desire to advance a level and wish to gather more point balances than is accumulated by the end of the existing year, they will have the accumulated loyalty points automatically ‘banked’ for redemption at the preferred point level.

Each point is equivalent to Kshs. 1,000.
Enrolling is easy, just do the following;

1. Open a Crossover Savings Account
2. Maintain a minimum balance of Kshs. 5,000
3. Continuously grow your savings in order to accumulate more points.

Click here to apply

For more information, please visit any of our branches countrywide or email us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it

*Terms and Conditions apply

Click here to also access and download full information on all our Savings, Transactional and Deposit accounts